When someone starts to labour under a mountain of debts so deep that he feels thet he is in a dark tunnel from which there is no escape it is important to realize that the debts are not going to simply disappear into thin air.
In reality nothing disappears of its own accord into thin air and everything needs to be acted upon to find a solution to every problem whether it is a debt problem or a problem of any other kind.
There are times when you are in physical rather than mental pain when the pain suddenly disappears as soon as you take steps to remedy it such as when you have a sort of boil on your gums and you arrange a visit to the dentist. However no sooner is the appointment made than the pain seems to go away. The minute you cancel the appointment for the treatment of the problem the pain come back and with a vengeance. It was the fact that you were so pumped up with fear of the dentist that made the pain go away for a very short time.
Ignoring debt is the same and it will not go away without being dealt with
Debts do not happen over night and they grow gradually often over years, and then one day the debts become very apparently impossible to cope with any longer.
When there are a lot of debts to pay each month it is even a problem to remember when they should all be paid.
There is no need to go on like this worrying about paying debt every waking hour, as there are all sorts of debt solutions available for all debt problems.
There is help available for tenants and homeowners with no equity in the form of debt management or in extreme cases Trust Deeds.
For homeowners the debt solution can be most likely in the form of consolidation loans or remortgages that can form debt consolidation by rolling all outstanding finances into one single cheaper payment each month saving monthly in addition to granting peace of mind.
The main thing to remember is not to ignore debts and to seek debt solutions as quickly as possible whether debt management, or remortgages and consolidation loans are the best debt solution for you.