If you are considering buying a home in Mesa, you have a distinct advantage. As far as housing is concerned, it’s a buyers market out there. That means there are more homes for sale than there are buyers. With the selections available the people looking for homes are in a good position.

There are several points you can negotiate that will save you money on your home. Your real estate agent will be able to discuss any of the following with you:

The closing costs that you will need to pay for at the closing process of buying a home. These costs are considered the closing costs of the loan. Typically there are three categories of fees: lender fees which include points, credit reports, appraisals and underwriting fees; prepaid fees, such as interim interest, real estate taxes and escrow fees; and settlement fees such as title insurance, attorney fees, taxes, and recording fees.

Fees associated with closing costs can be as much as 2 to 3 percent of the sales price of the home. On a typical home, with a purchase price of $200,000, approximate closing costs could be around $5000. When you’re negotiating fees, you should consider asking if the closing costs of the home can be paid by the sellers.

A number of homes in Mesa are well-located in attractive areas, but may need to have some minor repairs or basic improvements before they can be sold. Some of the homes may need extra landscaping, painting, installation of new flooring or carpet, and other basics. You will be able to talk with the seller of the home about getting any improvements like these made to the house before you move in. So that the seller will not have to set up all of the work and appointments that will be required to do these repairs, they will usually just offer a cash amount to you so that you can take care of it yourself.

When you’re negotiating for closing costs, get creative. So that you are able to get the most that you can for your dollar when you buy a home, consult your real estate agent for ideas and help with this. You’ll find many Mesa home owners are more than interested in negotiating to sell you the ideal Mesa home.

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