Number one rule for getting inexpensive van insurance is to obtain as many quotes as you can. Keep in mind that you need to compare equal coverage. Which means that if you are choosing to cover all aspects including, medical, collision, comprehensive etc make sure you list the same features in each comparison.
It is possible that you do not need as much insurance as you think you do. Make a realistic assessment of what you really need, then compare the difference between full coverage and your intelligent assessment of your actual need. Consider a larger deductible if you can afford it. If you are unsure of the coverage that is adequate, ask your agent.
A clean driving record with now criminal convictions goes a long way to saving you a lot of money on your premiums.
Multiple vehicles will cost you less per vehicle if you insure them all with the same company. So put all your vehicles together and get that multiple discount.
Agents cost money. You are paying for their time. More affordable rates can be found on the World Wide Web because you are filling out the forms yourself and dealing directly with the company and not a third party.
Do you leave your vehicles on the street? If you do, it will cost you more. Consider garaging or putting your vans in a secure fenced area with a lock. This reduces the risk of vandalism, theft and your vehicles being hit by other parties when they are parked.
Alarms and security equipment also reduces the cost of premiums. Theft is one of the most expensive payouts for providers. Strive to get every discount you can when you look to procure van insurance. These bottom line increasing factors will help alleviate some of the cost of running your van.
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